Hard Money Market

Welcome to HardMoneyMarket.com by IGR Mortgage Services. This is the most comprehensive private money marketplace under one roof for real estate investors nationwide.

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Looking For a Private Money Lender For Real Estate?

IGR Mortgage Services is one of the most experienced providers of private money lenders for real estate on the West Coast. Our private money lending services have helped real estate investors, builders, business owners and all types of property owners for over 30 years. Many of our loan programs are now offered in states across the country. We provide lending options on investment real estate including multi-family, mixed use, commercial, light industrial, lots and land. Our private money loan programs help investors who are under-served by institutional lenders. Our programs include long-term rental loans, rehab, bridge loans, new construction, land development and even foreclosure bailouts. Borrowers who use our services can rely on us for flexible underwriting, competitive rates and fees, and fast approvals and funding, Unlike banks and institutional lenders, we can close loans in a matter of days, not weeks. We provide funding to a wide group of borrowers including individuals, Foreign Nationals, entities (LLCs, partnerships, corporations), trusts and estates.

Private Hard Money Real Estate Loans

IGR Mortgage Commercial Loans

Quick Summary

Loans Overview:

  • Loan Amounts $50K to $5M
  • Loan To Value Ratio to 90%
  • Rates 4.375% to 11.99%
  • Term 12 Months to 30 Years
  • 5/1 & 7/1 Arm’s, 30 Year Fixed
  • Interest Only Options
  • Fico Scores 400 +
  • Stated Income/No-Doc
  • No Pre-Payment Options
  • 24-48 Hour Pre-Qualification
    Rapid Closing Options

Deals Financed

Flexibility For Investors:

  • Purchase Transaction
  • Refinance Existing Loan
  • Cash Out Refi
  • Bridge To Sale
  • Bridge To Refinance
  • Fix & Flip
  • Partner Buy-Out
  • Buy At a Discount
  • Cannabis Project
  • Foreclosure Bailout
  • New Construction
  • Bridge To Rent Stabilization

Who Should Use A Hard Money Loan?

The primary reason real estate investors use hard money loans is the fast closing time. IGR Mortgage Services can provide pre-approvals within 24 to 48 hours and loan closings within two weeks in most cases. Also, investors with mortgage lates, recent bankruptcies, foreclosures and other derogatory credit can turn to hard money providing they have sufficient equity in the property being financed. A hard money loan “bridges the gap” to enable the real estate investor to improve their credit to qualify for a lower-rate refinance, or make improvements to the property  to make the property more financeable or saleable.

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Eligible Properties For Hard Money Loans

Residential 1 to 4 Units

Residential is classified as single-family and plexes up to four units including condominiums, rowhouses, townhomes and P.U.D’s. At IGR Mortgage we provide funds to investors to purchase, refinance, fix & flip, or hold and rent.

Multi-Family 5 to 100 Units

Multi-family is housing where multiple units (5+) for residential use are in one or more buildings within a community or complex. We provides funds to investors to purchase or refinance with loans amounts of $100K or more.

Mixed Use

Mixed-Use is a project that blends residential and commercial uses into one integrated complex or building. Common loan scenarios are purchase, refinance, bridge to stabilization, bridge to sale, or bridge to construction take-out.

Office, Retail, Strip Malls, Special Use

Commercial loans are available for office, retail and special use properties like C-Stores and bowling alleys. At IGR Mortgage we provide funds to investors and owners to purchase, refinance, bridge to sale or hold and rent.

IGR Mortgage loans on storage facilities

Commercial - Light Industrial

All types of warehouse, light industrial buildings, storage facilities and more are considered. We provide funds to commercial borrowers to purchase or refinance with loan amounts of $5M or more.

Senior Living

Senior Living, Assisted Living

Senior projects, assisted living, apartments and mixed-use properties are included in this category. Loan scenarios are purchase, refinance, bridge-gap loans to stabilization or sale, or bridge to construction take-out.


Other Eligible Properties Include: Office, hospitality, self-storage, senior housing, light industrial, cannabis projects, parking facilities, automotive, lots, land, farms and Ag.


IGR Mortgage Services has been providing investors with hard money loan options for over 30 years. We offer Fast & Affordable financing. for investors of every experience level. Call today or send us your loan scenario to review!

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