Construction Loans

When a conventional loan or a bank loan isn’t available or funding is needed quickly, a hard money loan funded by private sources may be the best option. We provide construction financing for ground up construction, remodels and flips. Call to discuss your project!

Call 503-504-2660 

Portland Private Money Construction Loans – Quick Reference Guide: 

• Funded by private investors, not banks
• Any type of commercial/investment real estate is eligible (lots and land developments on a case-
by-case basis)
• All in one loans available (land acquisition plus construction)
• Loan amounts $150K – $5.0M
• Borrow up to 90% of acquisition/project cost
• Borrow up to 70% of ARV
• 1st lien position only
• I/O for 6 to 24 months
• Rates from 8% to 14% (determined by risk related to market, asset, equity & borrower experience)
• Origination fees 3% to 6%
• Appraisals usually performed in-house
• Property vesting can be individual, corporation, partnership, LLC or trust
• Personal guaranty required
• All loans underwritten on a case-by-case basis
• Closing in a few days, not a few months

Low rates + lots of paperwork + appraisals + hassle + slow process = Bank Loan

Higher rates + streamlined paperwork + fast decisions + quick close = Private Money.

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