IGR Loan Programs
IGR Mortgage Services provides financing for real estate investors, builders and business owners.
General Programs Offered:
- Hard money loans, 6 – 36 month term, all properties
- Bridge Loans, up to 2 years to refinance or sell
- SFR rental property loans, 30 year fixed rate
- Fix & flip loans, up to 90% of cost & 100% of rehab
- Apartment loans, 5 – 100+ units
- DSCR loans on residential, 1-4 units & multi-family
- Commercial property loans, ARM’s & 25 year fixed
- Construction loans – 1 – 4 units & multi-family
- Land loans, horizontal development loans, spot lots
- Loans on ag property, vineyards & hobby farms
- Cannabis loans where legal
- Business financing for equipment & vehicles
- Alternative financing for airplanes & yachts
- Financing footprint: National
Contact Us About a Loan Requst
In-House Program For Real Estate Investors
- Fix & flip, borrow up to 90% of cost & 100% of rehab
- 30 year rental property loans, 80% purchse & 75% cash-out
- 30 year fixed rate with up to 10 years interest only payments
- Bridge loans, 12 – 24 months, to rehab or stabilize income
- No DSCR ratios on SFR, 2-4 units, condos & townhouses
- No DSCR requirements on commercial loans under $500K
- CLTV to 90% (75/15/10), seller carry-backs accepted
- Eligible properties: Residentil 1-4 units, multi-family & commercial
- Stated income only, no tax returns
- No reserve requirement, no sesoning of funds to close
- We can refi a property bought with cash one day after closing
- Streamlined underwriting for fast closings, 2 week average
- Loans do not report to credit bureaus
- Loan amounts $100K to $5.0MM
- This is a gret alternative to hard money with higher LTV’s
- Financing footprint: National
IGR Mortgage Services acts as a financial advisor to connect real estate investors and business owners with our network of capital sources that we have devloped over thirty plus years in the mortgage business. Our capital sources include private investors, non-bank alternative lenders, balance sheet direct lenders, hedge funds, family office lenders and private equity firms who raise capital with direct placement offerings to accredited investors. We are also approved brokers with wholesale lenders offering DSCR loans on multi-family and commercial properties and Agency Loans on apartments provided through Fannie Mae and Freddie Mac. We offer the most extensive portfolio of loan programs under one roof to meet the financing needs of our clients.